Explore expert insights on personal finance and make informed decisions for your financial future
Unlock your dream with a zero down payment bike loan using your LIC policy. Enjoy quick approval, competitive rates, and build your credit score. Ride away on your dream bike today.
by Mera Kal Staff
4 min
23 Jul 2025
A life insurance policy is a long-term commitment to protect your loved ones in case of an unforeseen event. LIC (Life Insurance Corporation of India) is one of the most trusted insurers in India, offering a range of plans that combine protection and savings. But what if you're facing a financial emergency? Can you withdraw money from your LIC policy before maturity? The answer depends on your LIC policy type, how long you've paid premiums, and the terms associated with withdrawal, surrender, o
by Sahana Bhat
4 min
21 Jul 2025
Discover what happens to your life insurance payout if you die with an active loan. Understand how your nominee is affected and what gets deducted.
by Anwesha Roy
5 min
21 Jul 2025
Do I need to pay both premiums and loan EMIs after taking a loan against your life insurance policy? Not with Policy Holiday and Cover Continuation options!
by Anwesha Roy
5 min
3 Apr 2025
Should I pledge my gold or my life insurance policy? Compare interest rates, loan value, risks, and benefits of policy loans and gold loans.
by Anwesha Roy
3 min
14 Nov 2024
Taking a loan on FD might not be known to all. We will try to answer some common queries about loan on fixed deposit and how to go about it.
by Anwesha Roy
4 min
16 Aug 2024
Understand the difference between flat and reducing balance interest rates. Flat rates seem simpler but cost you more. Reducing balance rates save you money over time. Calculate interest annually for a clearer picture. Choose wisely to avoid overpaying.
by Mera Kal Staff
2 min
16 Aug 2024
Credit cards are convenient, reward-based payments with potential for debt. Manage spending wisely, pay on time, and avoid high-interest traps. Balance benefits with risks for responsible use.
by Mera Kal Staff
3 min
16 Aug 2024
Understand how it's calculated and impacted by repayment history, credit usage, and inquiry count. Discover India's major credit bureaus: CIBIL, Equifax, Experian, and High Mark. Build a strong credit profile for better financial opportunities.
by Mera Kal Staff
5 min
18 Feb 2025
Find the best secured low-interest loan for you from across gold loan, loan against property, LAMF, loan against life insurance, loan against PF or PPF, etc.
by Anwesha Roy
3 min
18 Feb 2025
Use Mera Kal’s Loan Against Life Insurance Policy Eligibility Calculator to quickly estimate your loan amount. No CIBIL score required for a hassle-free process
by Anwesha Roy
3 min
16 Aug 2024
Mera Kal Surrender Value Calculator helps you understand your policy's worth. Discover how this figure can unlock potential loans and financial opportunities.
by Mera Kal Staff
Enter some basic policy details and receive an estimate of surrender value and loan eligibility immediately