Read, watch and listen to various topics on personal finance. Make better financial decisions for self and family.
Understand the difference between flat and reducing balance interest rates. Flat rates seem simpler but cost you more. Reducing balance rates save you money over time. Calculate interest annually for a clearer picture. Choose wisely to avoid overpaying.
by Mera Kal Staff
4 min
16 August 2024
Don't let your policy lapse. Convert it into a financial asset with Mera Kal's loans against life insurance. Get quick, hassle-free access to funds without surrendering your policy. Enjoy lower interest rates and minimal documentation. Take control of your financial future today.
by Mera Kal Staff
3 min
16 August 2024
IRDAI's new rules boost surrender values for life insurance policyholders. Expect higher payouts upon policy surrender. Understand the impact on your policy and financial planning.
by Mera Kal Staff
2 min
16 August 2024
Unlock your dream with a zero down payment bike loan using your LIC policy. Enjoy quick approval, competitive rates, and build your credit score. Ride away on your dream bike today.
by Mera Kal Staff
4 min
16 August 2024
Don't let finances be a burden. Explore options for urgent medical loans without a credit score. Understand your needs, research loans, gather documents, and apply wisely. Secure your health, manage your finances effectively.
by Mera Kal Staff
4 min
16 August 2024
Understand the difference between flat and reducing balance interest rates. Flat rates seem simpler but cost you more. Reducing balance rates save you money over time. Calculate interest annually for a clearer picture. Choose wisely to avoid overpaying.
by Mera Kal Staff
2 min
16 August 2024
Credit cards are convenient, reward-based payments with potential for debt. Manage spending wisely, pay on time, and avoid high-interest traps. Balance benefits with risks for responsible use.
by Mera Kal Staff
3 min
16 August 2024
Understand how it's calculated and impacted by repayment history, credit usage, and inquiry count. Discover India's major credit bureaus: CIBIL, Equifax, Experian, and High Mark. Build a strong credit profile for better financial opportunities.
by Mera Kal Staff
3 min
16 August 2024
Personal loans offer lump sum funds with fixed repayment terms. Ideal for large expenses like medical bills or home renovations. Lower interest rates than credit cards but often require good credit and may incur fees. Consider eligibility and repayment terms before borrowing.
by Mera Kal Staff
Enter some basic policy details and receive an estimate of surrender value and loan eligibility immediately