आपकी जीवन बीमा पॉलिसी के खिलाफ आसान, परेशानी मुक्त ऋण

I am delighted to share my experience with Mera Kal, from whom I recently availed a loan for personal needs. I opted for this loan because it offered a unique benefit - it was free from inquiries that could impact my CIBIL score. I plan to take a home loan soon and I wanted to maintain a healthy credit score.

I chose Mera Kal because of LIC's lengthy and cumbersome paperwork process. As a busy individual, I didn't have the time or patience to deal with excessive documentation.

From day one to the final stages, Anwesha was amazing throughout the whole process. She helped me out from start to finish, and I really appreciate her support. The whole experience was actually really smooth and efficient.

Piling up EMIs and sudden financial crunch due to medical expenses meant that we either liquidate our assets or take a loan. But liquidating the assets was taking long and it was at this point that I thought about surrendering my LIC policy.

However, as my latest survival benefit was yet to be disbursed, the system didn't allow me to surrender it. I tried getting a loan from LIC, but my policy wasn't eligible in their system. Only way was to look for third party loan providers who took LIC policies as collateral.

Upon searching, I came across Mera Kal and contacted them regarding my needs. They were quick to respond and also said the same regarding the latest survival benefit not being paid. They reassured me and told me to try surrendering the policy if the need was immediate and they would help me along the way.

Later, I got a receipt of the last survival benefit being pre-approved on 30th December, 2024, due to be paid on 28th March, 2025. I reached out again to the team and shared the news. They were happy to help and we got the policy assignment done with Odisha Gramya Bank, even though dealing with LIC officials was painful.

I wouldn't have known what to do if not for the Mera Kal team and thanks to Anwesha for her immense help at every step. They were extremely helpful and caring towards my cause.