NEW
🎉 RBI Innovation Hub award for innovative, inclusive products
Affordable
No CIBIL Score
Keep Policy Benefits
We just need your ID, policy document and bank details. No guarantors or income proof 🙂
Interest rates start at 11% per annum, unlocking low cost cash!
No CIBIL score required! This loan can help you improve your score
4 min
16 August 2024
Don't let your policy lapse. Convert it into a financial asset with Mera Kal's loans against life insurance. Get quick, hassle-free access to funds without surrendering your policy. Enjoy lower interest rates and minimal documentation. Take control of your financial future today.
by Mera Kal Staff
3 min
16 August 2024
Life insurance is a financial asset often overlooked. Unlock its potential with loans against policy value. Access funds without surrendering, maintain coverage, enjoy lower interest rates, and boost your client's financial flexibility.
by Mera Kal Staff
4 min
16 August 2024
Understand the difference between flat and reducing balance interest rates. Flat rates seem simpler but cost you more. Reducing balance rates save you money over time. Calculate interest annually for a clearer picture. Choose wisely to avoid overpaying.
by Mera Kal Staff
2 min
16 August 2024
Credit cards are convenient, reward-based payments with potential for debt. Manage spending wisely, pay on time, and avoid high-interest traps. Balance benefits with risks for responsible use.
by Mera Kal Staff
Enter some basic policy details and receive an estimate of surrender value and loan eligibility immediately